STATEMENT OF PURPOSE

It is my desire to continue my success and employ my experience in the real estate finance field, as well as expand my abilities with a
professional and efficient organization, which enhances my defined career track.  While accomplishing these goals I intend to maintain a
balance between these career objectives, my family and community involvement.

WORK EXPERIENCE

2/90 to Present        MADISON MORTGAGE COMPANY; Madison, WI

(Formerly Consumer Mortgage Company). As an active partner in this company, I helped attain the necessary approvals from servicing
sources, mortgage insurance companies and governmental agencies.  At the same time, I've continued my loan origination success both in
volume and profitability.  It is my distinct intention to remain with this organization until retirement.

1/86 to 2/90            METRO MORTGAGE CO., INC.; Madison, WI

A five person mortgage brokerage firm located on Madison's West side.  1986-1989 production of over 60 loans for about 40 million dollars  My
duties as an independent originator focused on loan origination and customer development as well as corporate direction and philosophy.  My
application-to-closed loan percentage has always exceeded 90%.  During my tenure, I accounted for over 60% of the company's production
and almost 70% of the gross profits.  Declined to exercise my options for ownership to start my own company.

10/84 to 1/86            KNUTSON MORTGAGE and FINANCIAL CORP.; Madison, WI

A 32-office subsidiary based in Minneapolis, Minnesota, fully owned by HomeOwners Federal Savings and Loan of Boston, Massachusetts.  
As a Loan Officer I closed $9.4 million in loans through November of 1985.  My loans included Federal VA, FHA, State VA, Wisconsin Home
Program, Conventional (including PMI), non-owner occupied, income-producing properties and some large commercial referrals.  Based on
the company information available to me, my production was in the top ten for the entire company.  My application-to-closed loan percentage
appeared to well exceed 85%.  Left the firm due to lack of career advancement opportunities.

LICENSES and DESIGNATIONS

Certified Mortgage Consultant, a national designation earned through the National Association of Mortgage Brokers through testing, education
and credentials

Approved Instructor who taught Real Estate for Madison Area Technical College

Approved Real Estate Instructor - Wisconsin Real Estate Bureau

Licensed Wisconsin Mortgage Banker

Licensed Wisconsin Real Estate Broker (Inactive)

Previously held NASD Series 7 Securities License and Wisconsin Securities License

G.R.I. - Graduate Realtors Institute, Wisconsin Realtors Association

Previously held Insurance Licenses: Life, Health and Disability

EDUCATION

B.B.A. - University of Wisconsin - General Business, Real Estate and Urban Land Economics (Minor in Accounting)

Graduate of Monona Grove High School, Monona, Wisconsin

Certified Commercial Investment Member - (test score of 70 is passing)
  Chicago, IL - 105 (86 of 100)
  Denver, CO - 104 (93 of 100)
  Dallas/Fort Worth - 103 (94 of 100)
  Chicago, IL - 102 (86 of 100)
  Minneapolis, MN - 101 (92 of 100)

Income Producing Property Management Seminar; Georgia Ascher, C.P.M.

G.R.I.-I, G.R.I.-II, G.R.I.-III (Norm Flynn, Dick Bezanson, et al.)

Wisconsin Exchange Club, three day seminar, Robert Johnson, CCIM

Sale/Leaseback Seminar, Attorney Jack Lee, CCIM

Century 21, 2 & 1 Training, Sales course and Effective Financing

Realtors Marketing national Institute - Retail/Shopping Center Seminar, Chicago, IL

Real Estate Taxation Seminar

Commercial Property Seminar

Land Contracts, Mortgages and Foreclosures Seminar, Attorney David Sayus

Attended numerous additional real estate seminars given by Madison Board of Realtors, Wisconsin Realtors Association, Century 21 Real
Estate and Wisconsin Mortgage Bankers Association